Insurance, retirement, and tax — handled in slow conversations.
An independent practice for first-generation families. We look at your number together, then decide — no script, no products pitched, no pressure to put anything in place on the first call.
Projected — a sample profile
$1.27M
What a 45-year-old saving $1,500/month could have by age 65.
Run yours →THE DIMEGUARD NUMBER
See where you stand in 90 seconds.
Four inputs. A real projection. No signup — your numbers stay on this page.
The projection updates live as you type, using the same math as the first call — so what you see here is the same starting point we’d work from together.
· THE DIMEGUARD NUMBER
Live · 90 sec
Assumptions
Assumes a 7% annual return over a 25-year retirement. Adjust the sliders to see your number update live.
Your number
$1.27M
vs $1.80M needed for $6,000/mo target income
Estimate · 7% annual return · 25-yr retirement · Not advice — for informational purposes only.
What I help with
Three things, done carefully.
Most families I work with want help in the same three areas. Pick the one that’s most on your mind.
Retirement
Retirement planning
Insurance
Life insurance
Resources
Planning tools
Independent — Multi-carrier
We work with the carriers. We answer to you.
Dimeguard isn’t tied to any one insurer — recommendations come from comparing across carriers like these, supported by estate- and trust-planning partners.
How it works
A first call is mostly listening.
No spreadsheet shared. No products pitched. The goal is to understand where you are and whether I’m the right fit.
- 01
Tell me what’s on your mind.
A quick form or 20-minute call. Whatever’s easier for you.
- 02
We look at the numbers together.
I’ll walk through what your current setup looks like and where the gaps may be.
- 03
You decide what’s next.
If there’s a fit, we keep talking. If not, you leave with a clearer picture either way.
Questions
Common questions, answered plainly.
Do you charge for a first conversation?
Are you licensed outside of California?
Do you give investment or tax advice?
What if I just want to download the spreadsheets?
Ready when you are
A 20-minute call may save you a year of wondering.
No pressure, no jargon. Just a clear-eyed look at where you stand and what your options are.
Dimeguard is licensed in California, serving clients across the nation. Insurance-only licensure. Not investment, tax, or legal advice — for informational purposes only.